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$ 95
Styling: Layer it over a crisp white button-down and slip a silk scarf tied at the neck behind it for a Parisian office moment; keep earrings as small pearl studs so the collar stays the hero. Pair the pearl collar with a black cashmere turtleneck and oversized blazer—let the pearls sit on the knit for tonal contrast and add sleek gold hoops for a quiet daytime shine. Wear it solo with a deep V slip dress and a crystal-encrusted headband pushed back from the face for evening—skip earrings entirely to let the collar and headband share the spotlight.
Occasions: Sunday brunch with the girls in a slip dress and oversized blazer, Gallery opening downtown, layered over a black cashmere turtleneck, First date at a wine bar, worn with a champagne silk camisole and cardigan
Color pairings: Ivory, Champagne, Soft gold
